Personal finance just got Smarter

Personal finance just got Smarter

Clear answers to your financial questions in a simple, intuitive app. Welcome to the future of personal finance.

Clear answers to your financial questions builds your confidence fast. Welcome to the future of personal finance planning.

iPad Pro 11 - SAAS Dashboard
iPad Pro 11 - SAAS Dashboard
iPad Pro 11 - SAAS Dashboard

Complex money questions, made simple

Powerful tools in a beautiful interface to master your finances in minutes, not months. Get the insights you need without complex spreadsheets or expensive financial advisors.

Understand uncertainty

Get clear answers to complex money questions, without the PhD or expensive financial advisor

Get clear answers to complex money questions, without the PhD or expensive financial advisor

Build confidence

With practical tools and a clear plan, forecasted across your entire life

Financial freedom

Financial freedom

Take control of spending & saving with custom strategies to reach your goals

Take control of spending & saving with custom strategies to reach your goals

Chart your path to financial independence

Chart your path to financial independence

Explore every scenario of your financial future with intuitive controls, right at your fingertips

What if ____?

What if ____?

Life is full of surprises. Explore all kinds of scenarios side-by-side to understand the financial impact of early retirement, investment growth, unplanned expenses, and more.

Life if full of surprises. Explore all kinds of financial scenarios side-by-side, to understand the impact of early retirement, high/low investment growth, unplanned expenses and more.

Tackle uncertainty with powerful analysis

Tackle uncertainty with powerful analysis

Get expert insight on investment growth, without needing a PhD or expensive financial advisor. Fine-tune your portfolio success rate and downturn risk, powered by data science.

Spend, save, strategize

Spend, save, strategize

Map your cash flows and make sense of spending, saving and investing to understand where your money goes, and the impact on long-term financial performance

Why get Smarter

Take the complexity out of financial planning with intuitive tools in a clear interface

Take control of saving & spending

Take control of saving & spending

See how your cash flow strategies impact future outcomes

See how your cash flow strategies impact future outcomes

Clarity, not confusion

Clarity, not confusion

Take the headache out of your finances with easy planning tools

Take the headache out of your finances with easy planning tools

Explore life's what-ifs

Explore life's what-ifs

Battle-test your plan by modeling different scenarios

Battle-test your plan by modeling different scenarios

A financial selfie, for every year

A financial selfie, for every year

Get a personal snapshot of financial projections for every age of your life in a clear dashboard summary

Get a personal snapshot of financial projections for every age of your life in a clear dashboard summary

Master the markets

Master the markets

Make sense of investment uncertainty by forecasting future outcomes, sense-checked with real historical performance

Make sense of investment uncertainty by forecasting future outcomes, sense-checked with real historical performance

Historical backtesting

Sense-check your plan with real world performance

Monte Carlo simulation

Forecast growth rates for stocks, bonds and inflation

Onboard effortlessly

Launch in two clicks with smart, predictive setup

Custom growth rates

Asset allocation & rebalancing

Cash flow visualization

Dashboard KPIs

Compare what-ifs

Data export

Saved scenarios

Advanced settings

Secure platform

20 currencies

Email support

Custom growth rates

Asset allocation & rebalancing

Cash flow visualization

Dashboard KPIs

Compare what-ifs

Data export

Saved scenarios

Advanced settings

Secure platform

20 currencies

Email support

Flexible plans to suit any budget

Pause or cancel your subscription at any time

Monthly

Yearly

Save 20%

Starter

Free and always will be, with essential tools for budgeting and forecasting

$0

$0

/month

Cash Flow Visualizations

Spending & Saving Strategies

What-If Scenarios

Historical Backtesting

Monte Carlo Simulations

Customer Support

Pro

Master your finances with powerful insights and customized analysis

$4

$8

$5

$10

/month

Everything in Starter, plus:

Saved User Data and What-Ifs

Advanced Tax Rates and Asset Allocations

More Cash Flow Strategies

Export Data to Excel

Priority Customer Support

Advisor

White-labeled SaaS to manage client or student plans on behalf of your organization

$8

$10

/month per seat

Everything in Pro, plus:

Advisor Dashboard

Individual Client Plans

White Labeling & Brand Kit

User Roles

Activity Logs

Monthly

Yearly

Save 20%

Starter

Free and always will be, with essential tools for budgeting and forecasting

$0

$0

/month

Cash Flow Visualizations

Spending & Saving Strategies

What-If Scenarios

Historical Backtesting

Monte Carlo Simulations

Customer Support

Pro

Master your finances with powerful insights and customized analysis

$4

$8

$5

$10

/month

Everything in Starter, plus:

Saved User Data and What-Ifs

Advanced Tax Rates and Asset Allocations

More Cash Flow Strategies

Export Data to Excel

Priority Customer Support

Advisor

White-labeled SaaS to manage client or student plans on behalf of your organization

$8

$10

/month per seat

Everything in Pro, plus:

Advisor Dashboard

Individual Client Plans

White Labeling & Brand Kit

User Roles

Activity Logs

Monthly

Yearly

Save 20%

Starter

Free and always will be, with essential tools for budgeting and forecasting

$0

$0

/month

Cash Flow Visualizations

Spending & Saving Strategies

What-If Scenarios

Historical Backtesting

Monte Carlo Simulations

Customer Support

Pro

Master your finances with powerful insights and customized analysis

$4

$8

$5

$10

/month

Everything in Starter, plus:

Saved User Data and What-Ifs

Advanced Tax Rates and Asset Allocations

More Cash Flow Strategies

Export Data to Excel

Priority Customer Support

Advisor

White-labeled SaaS to manage client or student plans on behalf of your organization

$8

$10

/month per seat

Everything in Pro, plus:

Advisor Dashboard

Individual Client Plans

White Labeling & Brand Kit

User Roles

Activity Logs

Frequently Asked Questions

What is Smarter?
Is Smarter free?
Is Smarter secure?
Can I cancel my Pro plan anytime?
How does Smarter forecast investments?
What is Smarter?
Is Smarter free?
Is Smarter secure?
Can I cancel my Pro plan anytime?
How does Smarter forecast investments?
What is Smarter?
Is Smarter free?
Is Smarter secure?
Can I cancel my Pro plan anytime?
How does Smarter forecast investments?